Compare loans with rates which are
matched exactly to you
As featured on
Comparing real rates is the only sensible way to choose a loan
Stuart Glendinning, Founder of realrates.com
Real rates are loan interest rates matched exactly to you
We show you which loan providers will pre-approve your application and, for others, show you an Acceptance Certainty score.
No. All our real rates quotations come with a Rate Guarantee so, the rate will not increase immediately after you apply.
No. Every loan provider on realrates.com uses a ‘soft search’ and possibly other checks to see if they can provide you with a loan and to deliver your real rate quotes. A ‘soft’ credit search helps our providers to decide whether or not they may be able to lend money to you. Unlike a ‘hard’ credit search, a soft search is recorded on your credit file, but only you rather than any other lender will be able to see it. A soft search does not therefore affect your credit score.
The law says we have to include a Representative APR when advertising financial products. If your quotation search is accepted by any of our providers, the real rates you are offered will be based exactly on your circumstances.
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